When an individual debtor can no longer meet his or her financial obligations, he or she may seek protection through a bankruptcy proceeding in Middlesex County, Massachusetts.
When an individual files for bankruptcy, he or she will usually file for either Chapter 7 or Chapter 13 bankruptcy.
Under a Chapter 7 bankruptcy, the debtor's nonexempt assets are liquidated and his or her debts are paid off. Debts remaining after all nonexempt assets are liquidated are usually discharged.
Under a Chapter 13 bankruptcy, the debtor is put on a court-ordered payment plan. Contact a bankruptcy attorney for legal advice on filing a Chapter 7 or Chapter 13 bankruptcy.
Board Certification in Consumer Bankruptcy Law - The American Board of Certification (ABC) is accredited by the ABA to certify attorneys as specialists in consumer bankruptcy law.
NACBA serves the needs of consumer bankruptcy attorneys and works to protect the rights of consumer debtors.
Lawyer Referral Service in Middlesex County, MA - The Middlesex County Bar Association (MCBA) sponsors a Lawyer Referral Service (LRS) from its offices in Woburn, Massachusetts. This community based non-profit service is designed to help individuals who can afford reasonable attorney fees but need help finding a qualified local attorney. After you receive the referral you can contact the attorney for a 30 minute consultation in the office or over the phone. You must pay a nominal $25.00 fee for the consultation.