When an individual debtor can no longer meet his or her financial obligations, he or she may seek protection through a bankruptcy proceeding in Hampden County, Massachusetts.
When an individual files for bankruptcy, he or she will usually file for either Chapter 7 or Chapter 13 bankruptcy.
Under a Chapter 7 bankruptcy, the debtor's nonexempt assets are liquidated and his or her debts are paid off. Debts remaining after all nonexempt assets are liquidated are usually discharged.
Under a Chapter 13 bankruptcy, the debtor is put on a court-ordered payment plan. Contact a bankruptcy attorney for legal advice on filing a Chapter 7 or Chapter 13 bankruptcy.
Board Certification in Consumer Bankruptcy Law - The American Board of Certification (ABC) is accredited by the ABA to certify attorneys as specialists in consumer bankruptcy law.
NACBA serves the needs of consumer bankruptcy attorneys and works to protect the rights of consumer debtors.
Lawyer Referral Service in Hampden County, MA - The Hampden County Bar Association (HCBA) sponsors a Lawyer Referral and Information Service (LRIS) from its offices in Springfield, Massachusetts. The service is recognized by the American Bar Association for helping individuals and businesses find a private attorney experienced in the needed practice area of the law. Hundreds of local attorneys participate in the service and have agreed to provide a 30 minute consultation in exchange for a $25.00 consultation fee. During the consultation, you can discuss the case with the attorney and the attorney fees needed for additional representation.