Consumer Bankruptcy Lawyers in Essex County, MassachusettsWhen an individual debtor can no longer meet his or her financial obligations, he or she may seek protection through a bankruptcy proceeding in Essex County, Massachusetts.
When an individual files for bankruptcy, he or she will usually file for either Chapter 7 or Chapter 13 bankruptcy.
Under a Chapter 7 bankruptcy, the debtor's nonexempt assets are liquidated and his or her debts are paid off. Debts remaining after all nonexempt assets are liquidated are usually discharged.
Under a Chapter 13 bankruptcy, the debtor is put on a court-ordered payment plan. Contact a bankruptcy attorney for legal advice on filing a Chapter 7 or Chapter 13 bankruptcy.
Board Certification in Consumer Bankruptcy Law - The American Board of Certification (ABC) is accredited by the ABA to certify attorneys as specialists in consumer bankruptcy law.
NACBA serves the needs of consumer bankruptcy attorneys and works to protect the rights of consumer debtors.
Lawyer Referral Service in Essex County, MA - The Essex County Bar Association (ECBA) sponsors a Lawyer Referral Service (LRS) from its offices in Salem, MA. The attorney referral service is opened from Monday through Friday from 9:00 a.m. to 3:30 p.m. To receive a referral to a local attorney screened for his or her experience in the needed area of the law, you can call the service. After you receive the referral, you can call the attorney to schedule a 30 minute phone or office consultation to discuss the case and the attorney fees needed for additional services.
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