When an individual debtor can no longer meet his or her financial obligations, he or she may seek protection through a bankruptcy proceeding in El Paso County, Texas.
When an individual files for bankruptcy, he or she will usually file for either Chapter 7 or Chapter 13 bankruptcy.
Under a Chapter 7 bankruptcy, the debtor's nonexempt assets are liquidated and his or her debts are paid off. Debts remaining after all nonexempt assets are liquidated are usually discharged.
Under a Chapter 13 bankruptcy, the debtor is put on a court-ordered payment plan. Contact a bankruptcy attorney for legal advice on filing a Chapter 7 or Chapter 13 bankruptcy.
Board Certification in Consumer Bankruptcy Law - The American Board of Certification (ABC) is accredited by the ABA to certify attorneys as specialists in consumer bankruptcy law.
NACBA serves the needs of consumer bankruptcy attorneys and works to protect the rights of consumer debtors.
El Paso Bar Lawyer Referral Service - The Lawyer Referral and Information Service (LRIS) was established by the El Paso Bar Association. For a $20 consultation fee, this community based non-profit service helps the public find a local and qualified attorney. After the service refers you to a local attorney, that attorney will provide you with a 30 minute consultation at no additional charge to discuss your case.