When an individual debtor can no longer meet his or her financial obligations, he or she may seek protection through a bankruptcy proceeding in Onondaga County, New York.
When an individual files for bankruptcy, he or she will usually file for either Chapter 7 or Chapter 13 bankruptcy.
Under a Chapter 7 bankruptcy, the debtor's nonexempt assets are liquidated and his or her debts are paid off. Debts remaining after all nonexempt assets are liquidated are usually discharged.
Under a Chapter 13 bankruptcy, the debtor is put on a court-ordered payment plan. Contact a bankruptcy attorney for legal advice on filing a Chapter 7 or Chapter 13 bankruptcy.
Board Certification in Consumer Bankruptcy Law - The American Board of Certification (ABC) is accredited by the ABA to certify attorneys as specialists in consumer bankruptcy law.
NACBA serves the needs of consumer bankruptcy attorneys and works to protect the rights of consumer debtors.
Lawyer Referral Service in Onondaga County, NY - The Onondaga County Bar Association (OCBA) operates a non-profit Lawyer Referral Service in Syracuse, NY. This community based non-profit service helps individuals and businesses find a local attorney throughout Syracuse and Onondaga County, NY. The staff of the LRS is available during normal business hours on Monday through Friday from 9:00 a.m. to 4:00 p.m. to help you find a private attorney experienced in solving a specific type of legal problem.