When an individual debtor can no longer meet his or her financial obligations, he or she may seek protection through a bankruptcy proceeding in Monroe County, New York.
When an individual files for bankruptcy, he or she will usually file for either Chapter 7 or Chapter 13 bankruptcy.
Under a Chapter 7 bankruptcy, the debtor's nonexempt assets are liquidated and his or her debts are paid off. Debts remaining after all nonexempt assets are liquidated are usually discharged.
Under a Chapter 13 bankruptcy, the debtor is put on a court-ordered payment plan. Contact a bankruptcy attorney for legal advice on filing a Chapter 7 or Chapter 13 bankruptcy.
Board Certification in Consumer Bankruptcy Law - The American Board of Certification (ABC) is accredited by the ABA to certify attorneys as specialists in consumer bankruptcy law.
NACBA serves the needs of consumer bankruptcy attorneys and works to protect the rights of consumer debtors.
Lawyer Referral Service in Monroe County, NY - The Monroe County Bar Association in Rochester, NY, established a Lawyer Referral Service. The LRS provides the public with an online referral to a local attorney experienced in a particular practice area of the law. To receive the referral, simply fill out the online form and choose the appropriate subject matter category. For most practice areas, you must pay a $40.00 referral fee. You can then schedule a 30 minute consultation with the local attorney at no additional charge.