Consumer Bankruptcy Lawyers in Broome County, New YorkWhen an individual debtor can no longer meet his or her financial obligations, he or she may seek protection through a bankruptcy proceeding in Broome County, New York.
When an individual files for bankruptcy, he or she will usually file for either Chapter 7 or Chapter 13 bankruptcy.
Under a Chapter 7 bankruptcy, the debtor's nonexempt assets are liquidated and his or her debts are paid off. Debts remaining after all nonexempt assets are liquidated are usually discharged.
Under a Chapter 13 bankruptcy, the debtor is put on a court-ordered payment plan. Contact a bankruptcy attorney for legal advice on filing a Chapter 7 or Chapter 13 bankruptcy.
Board Certification in Consumer Bankruptcy Law - The American Board of Certification (ABC) is accredited by the ABA to certify attorneys as specialists in consumer bankruptcy law.
NACBA serves the needs of consumer bankruptcy attorneys and works to protect the rights of consumer debtors.
Lawyer Referral Service in Broome County, NY - The Broome County Bar Association sponsors a Lawyer Referral Service from its offices in Binghamton, NY. The service helps individuals and businesses find a qualified private attorney in Binghamton and Broome County. The LRS is opened from Monday through Friday from 2:00 p.m. until 5:00 p.m. for walk in meetings. You can also call the service Friday from 1 p.m. to 5 p.m. In exchange for a $25 consultation fee you can talk with the local attorney during a 30 minute consultation.
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