Consumer Bankruptcy Lawyers in Fayette County, KentuckyWhen an individual debtor can no longer meet his or her financial obligations, he or she may seek protection through a bankruptcy proceeding in Fayette County, Kentucky.
When an individual files for bankruptcy, he or she will usually file for either Chapter 7 or Chapter 13 bankruptcy.
Under a Chapter 7 bankruptcy, the debtor's nonexempt assets are liquidated and his or her debts are paid off. Debts remaining after all nonexempt assets are liquidated are usually discharged.
Under a Chapter 13 bankruptcy, the debtor is put on a court-ordered payment plan. Contact a bankruptcy attorney for legal advice on filing a Chapter 7 or Chapter 13 bankruptcy.
Board Certification in Consumer Bankruptcy Law - The American Board of Certification (ABC) is accredited by the ABA to certify attorneys as specialists in consumer bankruptcy law.
NACBA serves the needs of consumer bankruptcy attorneys and works to protect the rights of consumer debtors.
Central Kentucky Lawyer Referral Service - Since 1995, the Fayette County Bar Association (FCBA) in Lexington, KY, has sponsored its own separate Lawyer Referral Service. The CKLRS was created to help individuals who need a qualified attorney and have the ability to pay reasonable attorney fees. When you call the service, a trained staff person will help you determine the type of attorney needed. When appropriate, you will be referred to a local attorney with experience in the needed practice area. The attorneys that participate in the program agree to charge a nominal consultation fee of $25 for a 30 minute consultation. During the initial consultation, you can discuss the case with the attorney and the fees needed for additional representation.
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