When an individual debtor can no longer meet his or her financial obligations, he or she may seek protection through a bankruptcy proceeding in Jefferson County, Kentucky.
When an individual files for bankruptcy, he or she will usually file for either Chapter 7 or Chapter 13 bankruptcy.
Under a Chapter 7 bankruptcy, the debtor's nonexempt assets are liquidated and his or her debts are paid off. Debts remaining after all nonexempt assets are liquidated are usually discharged.
Under a Chapter 13 bankruptcy, the debtor is put on a court-ordered payment plan. Contact a bankruptcy attorney for legal advice on filing a Chapter 7 or Chapter 13 bankruptcy.
Board Certification in Consumer Bankruptcy Law - The American Board of Certification (ABC) is accredited by the ABA to certify attorneys as specialists in consumer bankruptcy law.
NACBA serves the needs of consumer bankruptcy attorneys and works to protect the rights of consumer debtors.
Kentucky Lawyer Referral Service - The Louisville Bar Association sponsors the Kentucky Lawyer Referral Service (KLRS). The service helps the pubic find a local attorney with experience handling a specific type of legal problem in Louisville, Jefferson County, and the surrounding areas. The service can refer you to a qualified attorney across a wide range of practice areas including family law, divorce, bankruptcy, employment law, real estate law and worker's compensation. To receive the referral, call 502-583-1801 during normal business hours from Monday to Friday form 8:30 a.m. to 1:00 p.m. or from 2:00 p.m. to 4:30 p.m.