Chapter 13 bankruptcy is for individual debtors in Fayette County, Kentucky who cannot meet their financial obligations but do not wish for all their nonexempt assets to be liquidated and want to avoid those assets being foreclosed upon or their wages being garnished.
In a Chapter 13 bankruptcy, the debtor's finances are reorganized and he or she is put on a payment plan. Unlike in a Chapter 7 bankruptcy, the debts are not discharged at the end.
Contact a bankruptcy lawyer in Fayette County, Kentucky for legal advice on filing a Chapter 13 Bankruptcy.
NACBA serves the needs of consumer bankruptcy attorneys and works to protect the rights of consumer debtors.
Central Kentucky Lawyer Referral Service - Since 1995, the Fayette County Bar Association (FCBA) in Lexington, KY, has sponsored its own separate Lawyer Referral Service. The CKLRS was created to help individuals who need a qualified attorney and have the ability to pay reasonable attorney fees. When you call the service, a trained staff person will help you determine the type of attorney needed. When appropriate, you will be referred to a local attorney with experience in the needed practice area. The attorneys that participate in the program agree to charge a nominal consultation fee of $25 for a 30 minute consultation. During the initial consultation, you can discuss the case with the attorney and the fees needed for additional representation.