When an individual debtor can no longer meet his or her financial obligations, he or she may seek protection through a bankruptcy proceeding in Snohomish County, Washington.
When an individual files for bankruptcy, he or she will usually file for either Chapter 7 or Chapter 13 bankruptcy.
Under a Chapter 7 bankruptcy, the debtor's nonexempt assets are liquidated and his or her debts are paid off. Debts remaining after all nonexempt assets are liquidated are usually discharged.
Under a Chapter 13 bankruptcy, the debtor is put on a court-ordered payment plan. Contact a bankruptcy attorney for legal advice on filing a Chapter 7 or Chapter 13 bankruptcy.
Board Certification in Consumer Bankruptcy Law - The American Board of Certification (ABC) is accredited by the ABA to certify attorneys as specialists in consumer bankruptcy law.
NACBA serves the needs of consumer bankruptcy attorneys and works to protect the rights of consumer debtors.
Lawyer Referral Service of the Snohomish County Bar Association - The Snohomish County Bar Association (SCBA) in Everett, Washington, has established a lawyer referral service. The non-profit Lawyer Referral Service helps the public find a qualified local attorney. In exchange for a $35 consultation fee, the individual is entitled to a 30 minute consultation with the attorney at no additional charge. The service screens the attorneys for their experience and good standing with the Washington Sate Bar.