When an individual debtor can no longer meet his or her financial obligations, he or she may seek protection through a bankruptcy proceeding in Kitsap County, Washington.
When an individual files for bankruptcy, he or she will usually file for either Chapter 7 or Chapter 13 bankruptcy.
Under a Chapter 7 bankruptcy, the debtor's nonexempt assets are liquidated and his or her debts are paid off. Debts remaining after all nonexempt assets are liquidated are usually discharged.
Under a Chapter 13 bankruptcy, the debtor is put on a court-ordered payment plan. Contact a bankruptcy attorney for legal advice on filing a Chapter 7 or Chapter 13 bankruptcy.
Board Certification in Consumer Bankruptcy Law - The American Board of Certification (ABC) is accredited by the ABA to certify attorneys as specialists in consumer bankruptcy law.
NACBA serves the needs of consumer bankruptcy attorneys and works to protect the rights of consumer debtors.
Attorney Referral Service of the Kitsap Legal Services - Kitsap Legal Service operates a non-profit Attorney Referral Service to help individuals and businesses find a local attorney in Port Orchard or Bremerton, WA, or the surrounding areas of Kitsap County, WA. The KLS Attorney Referral Service makes the referral to local private attorneys practicing law in Kitsap County. The service charges a $50 fee for the referral which entitles the person to a 30 minute consultation with the attorney at no additional charge.