David Hillier is a North Carolina Board Certified Specialist in Bankruptcy Law. He has practiced consumer bankruptcy law for more than 30 years. He and his staff understand the practical and emotional impact that financial distress can cause. Dave believes that understanding is a large part of alleviating the stress that bankruptcy can cause and educates you about your options and how the law applies to your individual circumstance. Dave has invested in creating common sense documentation in the bankruptcy section of his website at http://gumandhillier.com. We encourage you to use it, but want to assure you that we will make every endeavor to see that you completely understand where you are, what a healthy financial perspective can create and how to navigate the space between those two points. Your plan will be tailored to your specific circumstances.