When an individual debtor can no longer meet his or her financial obligations, he or she may seek protection through a bankruptcy proceeding in Shelby County, Alabama.
When an individual files for bankruptcy, he or she will usually file for either Chapter 7 or Chapter 13 bankruptcy.
Under a Chapter 7 bankruptcy, the debtor's nonexempt assets are liquidated and his or her debts are paid off. Debts remaining after all nonexempt assets are liquidated are usually discharged.
Under a Chapter 13 bankruptcy, the debtor is put on a court-ordered payment plan. Contact a bankruptcy attorney for legal advice on filing a Chapter 7 or Chapter 13 bankruptcy.
Board Certification in Consumer Bankruptcy Law - The American Board of Certification (ABC) is accredited by the ABA to certify attorneys as specialists in consumer bankruptcy law.
NACBA serves the needs of consumer bankruptcy attorneys and works to protect the rights of consumer debtors.
Lawyer Referral Service of the Birmingham Bar Association - The Birmingham Bar Association sponsors a Lawyer Referral Service that helps individuals and businesses find an attorney throughout Columbiana in Shelby County and the surrounding areas of Jefferson County. AL. More than 150 local attorneys participate in the Lawyer Referral Service. These local attorneys are pre-screened for their good standing with the Alabama Bar, experience in a particular practice area of the law and other eligibility factors.