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AlabamaConsumer Bankruptcy Lawyers in Calhoun County, Alabama

When an individual debtor can no longer meet his or her financial obligations, he or she may seek protection through a bankruptcy proceeding in Calhoun County, Alabama.

When an individual files for bankruptcy, he or she will usually file for either Chapter 7 or Chapter 13 bankruptcy.

Under a Chapter 7 bankruptcy, the debtor's nonexempt assets are liquidated and his or her debts are paid off. Debts remaining after all nonexempt assets are liquidated are usually discharged.

Under a Chapter 13 bankruptcy, the debtor is put on a court-ordered payment plan. Contact a bankruptcy attorney for legal advice on filing a Chapter 7 or Chapter 13 bankruptcy.

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Thomas McAllister Semmes

Thomas McAllister Semmes
Legal Clinic of Semmes and Semmes PC
1207 Noble Street
Anniston, AL 36201
Thomas McAllister Semmes is a Consumer Bankruptcy lawyer who attended St. Mary's University School of Law... read more >
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Consumer Bankruptcy Certification

Board Certification in Consumer Bankruptcy Law - The American Board of Certification (ABC) is accredited by the ABA to certify attorneys as specialists in consumer bankruptcy law.



Nonprofit Legal Associations

National Association of Consumer Bankruptcy Attorneys

NACBA serves the needs of consumer bankruptcy attorneys and works to protect the rights of consumer debtors.


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