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MissouriConsumer Bankruptcy Lawyers in Cape Girardeau County, Missouri

When an individual debtor can no longer meet his or her financial obligations, he or she may seek protection through a bankruptcy proceeding in Cape Girardeau County, Missouri.

When an individual files for bankruptcy, he or she will usually file for either Chapter 7 or Chapter 13 bankruptcy.

Under a Chapter 7 bankruptcy, the debtor's nonexempt assets are liquidated and his or her debts are paid off. Debts remaining after all nonexempt assets are liquidated are usually discharged.

Under a Chapter 13 bankruptcy, the debtor is put on a court-ordered payment plan. Contact a bankruptcy attorney for legal advice on filing a Chapter 7 or Chapter 13 bankruptcy.

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J Michael Payne

J Michael Payne
407 N. Kingshighway
Cape Girardeau, MO 63701
Licensed for 44 years, J Michael Payne is a Bankruptcy lawyer... read more >
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Consumer Bankruptcy Certification

Board Certification in Consumer Bankruptcy Law - The American Board of Certification (ABC) is accredited by the ABA to certify attorneys as specialists in consumer bankruptcy law.



Nonprofit Legal Associations

National Association of Consumer Bankruptcy Attorneys

NACBA serves the needs of consumer bankruptcy attorneys and works to protect the rights of consumer debtors.


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