When an individual debtor can no longer meet his or her financial obligations, he or she may seek protection through a bankruptcy proceeding in Hawaii.
When an individual files for bankruptcy, he or she will usually file for either Chapter 7 or Chapter 13 bankruptcy.
Under a Chapter 7 bankruptcy, the debtor's nonexempt assets are liquidated and his or her debts are paid off. Debts remaining after all nonexempt assets are liquidated are usually discharged.
Under a Chapter 13 bankruptcy, the debtor is put on a court-ordered payment plan. Contact a bankruptcy attorney for legal advice on filing a Chapter 7 or Chapter 13 bankruptcy.
Board Certification in Consumer Bankruptcy Law - The American Board of Certification (ABC) is accredited by the ABA to certify attorneys as specialists in consumer bankruptcy law.
NACBA serves the needs of consumer bankruptcy attorneys and works to protect the rights of consumer debtors.
Lawyer Referral Service in Hawaii - For more than 35 years, the Hawaii State Bar Association in Honolulu, HI, has sponsored a Lawyer Referral and Information Service (LRIS). The LRIS is the only lawyer referral service in the state. The Lawyer Referral Service in Hawaii can refer you to a local attorney who is experienced in a particular type of legal practice. Attorneys throughout the State of Hawaii participate in this public service including attorneys in Oahu, Kauai, Maui, West-Hawaii, or East-Hawaii.