Our client, Overture Realty, LLC, obtained a piece
of property in the City of Madeira Beach. When the
City of Madeira filed a foreclosure suit to
collect on liens for an alleged failure to
maintain the property, the City requested a
summary foreclosure proceeding. But summary
foreclosure is available only when a defendant
refuses to defend against a suit. Here, Overture
put on a strong defense. So summary foreclosure
simply wasn’t available to the city.
But the trial court granted summary foreclosure
anyway, finding there were no disputes of fact and
that the City’s allegations of hundreds of
thousands of unpaid lien amounts required
foreclosure. We appealed on behalf of the client,
arguing that (1) summary foreclosure was not
available in a defended suit; (2) the requirements
of a summary foreclosure complaint were not met;
and (3) the City’s evidence of the liens amounts
was not properly verified and the amounts were
unsupported. On appeal, the Second District Court
of Appeal reversed, agreeing that summary
foreclosure was unavailable to the City of
Madeira, and agreeing that the complaint had
issues. For example, it appeared the City had
attempted to foreclose on another party’s lien,
and the lien amounts the City asserted were backed
by “minimal explanation.” In its brief, our
firm argued that this case was similar to MDTR LLC
v. Deutsche Bank National Trust Co., 224 So. 3d
781 (Fla. 5th DCA 2017). On appeal, the appellate
court agreed, reasoning that because it was faced
with a “similar scenario,” the court was
“compelled to” reverse. The full opinion can
be found here: Overture Realty, LLC v. City of
Madeira Beach, 357 So. 3d 221 (Fla. 2d DCA 2023).
February 15, 2023
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