When an individual debtor can no longer meet his or her financial obligations, he or she may seek protection through a bankruptcy proceeding in Jefferson County, Colorado.
When an individual files for bankruptcy, he or she will usually file for either Chapter 7 or Chapter 13 bankruptcy.
Under a Chapter 7 bankruptcy, the debtor's nonexempt assets are liquidated and his or her debts are paid off. Debts remaining after all nonexempt assets are liquidated are usually discharged.
Under a Chapter 13 bankruptcy, the debtor is put on a court-ordered payment plan. Contact a bankruptcy attorney for legal advice on filing a Chapter 7 or Chapter 13 bankruptcy.
Board Certification in Consumer Bankruptcy Law - The American Board of Certification (ABC) is accredited by the ABA to certify attorneys as specialists in consumer bankruptcy law.
NACBA serves the needs of consumer bankruptcy attorneys and works to protect the rights of consumer debtors.
The Metropolitan Lawyer Referral Service - The MRLS is sponsored by several local bar associations including the First Judicial District Bar Association for Jefferson County, Colorado. Since 1972, the MLRS has helped individuals and businesses during their search for an attorney in Golden, Colorado. This non-profit and community based service screens local attorneys for their experience and good standing with the Colorado State Bar. The advantage of using a lawyer referral service includes the ability to talk with a trained staff person, pay a $75 consultation fee and receive an impartial referral to a local attorney with experience with that type of case.